It’s human to feel for someone who reports their digital identity was stolen for financial crimes but sometimes the supposed victim was in on the scam.
Singapore is writing legislation that that would treat those people like cybercriminals the same as people organizing online fraud that misuses Singpass digital IDs. There already are at least two anti-money laundering (AML) laws on the books that address witting accomplices, but they require the government to prove the little fish in the police net knew what they were doing was wrong.